Top 4 Ways To Process Credit Cards In Australia
According to IBIS World, the rapid increase in internet connections and the subsequent rise in online retailing is creating substantial growth in the ecommerce sector. It is actually growing at such a fast rate that it is estimated that 81% of all shoppers will look up a product online before making a purchase. But how does this relate to processing credit cards in Australia?
It is estimated that 85% of consumers that buy online, pay through a familiar form of technology like the credit card. Essentially, to an online business, the way you process payments is extremely important and if you are just getting into ecommerce or looking to improve the way you process payments online, well then, now is the best time to discover the top four ways you can process credit cards in Australia.
1. Card Access Services
We begin our list with Card Access Services. With more than 28 years of experience serving Australia, they were the country’s first online payment service. They specialize in the facilitation of transactions, data, reconciliation, and settlement assistance. Additionally, CAS provides 24/7 real time reporting, top tier PCI, custom development specialists, expert consultation, global bank network, secure payment solutions, personal account managers, several years without issue, and prepaid transaction credits. They have a decent reputation and stands as a solid choice for online merchants. The company has decent customer reviews and has changed over time to provide the services most requested by their customers.
2. eWay
Another popular company that can provide ways to process credit cards, eWay serves Australia with the tagline ‘How Aussie businesses get paid online’. To that end, eWay provides assistance to more than 24,000+ Aussie merchants, from companies like Costume Box to other companies like Supplement Express, they provide a great service no matter the industry. They specializes in providing payment systems that work across businesses providing an easy and secure way to process credit cards. Supporting a history of providing proven, protected, personal, and affordable service, eWay offers same day settlement as well as no hidden fees and a fast cash option. Their services are further bolstered by a 24/7 phone and help desk. Finally, you can get discounts with volume based orders. eWay is an Australian standard that will not disappoint in providing a safe and secure solution for your online merchant needs.
3. Westpac
Westpac is another option worth considering. Both an Australian based bank as well as a provider of ways to process credit cards online. The bank was originally founded in 1817, since then, it has grown to serve more than 13 million customers with 5 customer facing divisions including consumer bank, business bank, BT Financial Group Australia, Westpac Institutional Bank, and Westpac branch in New Zealand. Their services include providing core support, treasury, group technology, and customer and business services. They have a third party gateway if you need an API. Customers appreciate how Westpac is great for batch transactions and customer payment pages for a small fee. If you are interested in using Westpac, then give them a call to get a price review and potentially secure a discount for switching your service over to them.
4. St. George
Last but not least, our list ends with St. George. An easy to implement service provided by another Australian based bank, St. George provides a lot of functionality. You get $32 p/m, 2% percentage, and no third party processors required. They also have APIs for most languages including PHP, which makes it easy to integrate an external payment gateway into your customized software solution.
